Traditional credit cards are
expensive
Because they’re unsecured, there’s
nothing backing
them. That’s why
traditional unsecured credit card
APRs typically run 17–29%1
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What is Frontlands?
Because they’re unsecured, there’s
nothing backing
them. That’s why
traditional unsecured credit card
APRs typically run 17–29%1
They secure your credit line, similar
to how a home backs
a mortgage.
Less risk means lower rates (APRs
start at
15.99%)2 with the same flexibility to use funds when you
need
them.
A line of credit made for mineral owners
Frontlands provides a flexible line of credit
secured by your mineral
rights, giving you
access to cash based on the value
of your assets
Benefits
Our customers come to us because
they want to keep their mineral rights,
yet also have a cash need.
Frontlands is a flexible credit line. You
pay
interest only on what you use, not
your full
credit line.
Customers love Frontlands
Attentive customer care
“All of the Frontlands representatives are very knowledgeable.
They all are very professional and interested and attentive to your needs. They are very loyal to their customer each time I have spoken to the customer care team.
Thank you Frontlands.”
Stephanie L.
Midland, TX
Mineral rights, more ways
“Frontlands is amazing in so many ways! It's such a help to know that our mineral rights can be used in more than one way.
This company has it all together!! They are efficient, professional, kind and helpful beyond measure, and they really care about the customer's needs.
There's no way I could say enough good about Frontlands! It all matters, and is such a blessing.”
Sherri N.
Richardson, TX
Royalties as an asset
“I wasn't aware my royalties could be used as an asset beyond monthly deposits until I found Frontlands.
My first inquiry was eye-opening and very positive. The process has worked exactly the way it was proposed — I received a healthy limit and made a withdrawal.
I highly recommend Frontlands and the flexibility of their services.”
Thomas B.
Fort Worth, TX
Attentive customer care
“All of the Frontlands representatives are very knowledgeable.
They all are very professional and interested and attentive to your needs. They are very loyal to their customer each time I have spoken to the customer care team.
Thank you Frontlands.”
Stephanie L.
Midland, TX
Mineral rights, more ways
“Frontlands is amazing in so many ways! It's such a help to know that our mineral rights can be used in more than one way.
This company has it all together!! They are efficient, professional, kind and helpful beyond measure, and they really care about the customer's needs.
There's no way I could say enough good about Frontlands! It all matters, and is such a blessing.”
Sherri N.
Richardson, TX
Royalties as an asset
“I wasn't aware my royalties could be used as an asset beyond monthly deposits until I found Frontlands.
My first inquiry was eye-opening and very positive. The process has worked exactly the way it was proposed — I received a healthy limit and made a withdrawal.
I highly recommend Frontlands and the flexibility of their services.”
Thomas B.
Fort Worth, TX
How to apply
Tell us about your minerals. No SSN.
No credit pull. We only use public data.
Checking your offer won’t affect your credit score
We value your minerals using real market data. All credit scores qualify.
No surprises, no hidden fees
Draw what you need, when you need it.
Funds in 2–3 business days after accepting an offer
No. Frontlands offers a revolving line of credit backed by your mineral rights, rather than a traditional term loan. Draw what you need, repay it, and draw again up to your available credit limit. You pay interest only on the amount you use.No. Frontlands offers a revolving line of credit backed by your mineral rights, rather than a traditional term loan. Draw what you need, repay it, and draw again up to your available credit limit. You pay interest only on the amount you use.
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No. You keep ownership of your mineral rights. Your mineral rights are pledged as collateral for your line of credit.No. You keep ownership of your mineral rights. Your mineral rights are pledged as collateral for your line of credit.
Yes. Your royalty payments keep going to you. They can be temporarily redirected toward your outstanding balance only if your account becomes delinquent and Temporary Assignment begins. Once your account returns to good standing, your royalty payments are redirected back to you.
Checking your offer won't affect your credit score. You don't need to provide your SSN to check your offer. A soft credit inquiry is completed later in the application process and does not affect your credit score.Checking your offer won't affect your credit score. You don't need to provide your SSN to check your offer. A soft credit inquiry is completed later in the application process and does not affect your credit score.
Your mineral assets are an important part of determining eligibility. You may qualify even with poor or no credit history. Check your offer to see what may be available to you.Your mineral assets are an important part of determining eligibility. You may qualify even with poor or no credit history. Check your offer to see what may be available to you.
Most customers can access funds within 2–3 business days after accepting their offer, depending on closing requirements and county recording.
If you're having difficulty making a payment, contact Frontlands as soon as possible. If your account becomes delinquent, Temporary Assignment may begin, during which royalty payments are temporarily redirected toward your outstanding balance.If you're having difficulty making a payment, contact Frontlands as soon as possible. If your account becomes delinquent, Temporary Assignment may begin, during which royalty payments are temporarily redirected toward your outstanding balance.
Your mineral rights are pledged as collateral. Failure to repay may result in Temporary Assignment or Foreclosure.Your mineral rights are pledged as collateral. Failure to repay may result in Temporary Assignment or Foreclosure.
Guides & resources




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