Founded by mineral owners for mineral owners.
Frontlands gives you flexible access to cash using your mineral rights–while you keep full ownership.
It’s not a sale and it’s not a traditional term loan. It’s more like a cash advance or line of credit from your mineral rights.
How it works
Three simple steps. No obligation to move forward.
No SSN or hard credit pull required.
We review publicly available and market data to estimate the value of your minerals.
Once approved, you can access as much of the cash as you need, when you need it.
Tell us about yourself and your minerals.
We’ll confirm how much you qualify for, usually within 1-2 business days.
Once approved, you can draw funds whenever you need them.
See what you could unlock
Your mineral rights could support a larger cash advance than you expect. Often, up to 25x your monthly royalty check.
When the unexpected happens
Our customers use Frontlands for different reasons—often when something needs to be handled sooner rather than later.
▸ Medical bills
▸ Property taxes
▸ Home repairs
▸ Car repairs
▸ Family emergency
▸ Legal expenses
▸ Paying off debt
▸ Past-due bills
▸ Business expenses
▸ Insurance deductibles
▸ Tuition
▸ Family or caregiving needs
▸ Medical bills
▸ Property taxes
▸ Home repairs
▸ Car repairs
▸ Business expenses
▸ Tuition
▸ Family or caregiving needs
▸ Family emergency
▸ Legal expenses
▸ Paying off debt
▸ Past-due bills
▸ Insurance deductibles
Why mineral owners choose Frontlands
Straightforward approval
Most owners qualify with a 550+ score. No proof of income required.
Lower interest rate
Lower cost than typical credit card cash advances..
You keep ownership
Access cash without selling your mineral rights.
100% online
Review your offer and draw funds anytime, from anywhere.
FAQs
Is this a loan?
Not exactly. Frontlands allows you to advance money from your royalties on the minerals you own. It's a flexible credit line (similar to a credit card) so you choose when—and how much—to draw, up to your approved limit. You only pay interest on the amount you actually use.
Do I have to sell my mineral rights?
No. You keep full ownership of your mineral rights as long as payments are made on time. Frontlands will not ask you to sell as part of using your account. Please make sure you do not borrow beyond what you can repay—as with any lending product, if you are unable to pay, then your collateral is at risk.
Will it hurt my credit score?
No. There's no hard credit pull to explore your offer, and we don't report to consumer credit bureaus.
How much can I access?
Your exact credit limit is typically 40-50% of the value of your mineral rights. We'll share your number clearly before you decide.
How quickly can I receive funds?
Most customers receive funds within 1-3 business days after accepting an offer.
What happens if I miss a payment or pay late?
Life happens—we get it. If you think you might miss a payment, reach out as soon as possible. Communication makes a real difference and gives us more time to work with you to find a personalized solution.
If a payment is late, a $50 late fee will apply. After that, our team will contact you to understand what’s going on and discuss options to help you get current. Our goal is to work with you in good faith and do everything we can to help you avoid losing your mineral rights.
At Frontlands, default does not automatically mean you lose your minerals. However, if we’re unable to resolve the situation after multiple attempts, we will follow the terms outlined in your agreement.
A straightforward experience, start to finish.
Clear from the start
We explain how things work in plain language so you're never guessing or chasing answers.
Thoughtful review
Every options is based on verified ownership and real market data. If something doesn't make sense, we'll tell you.
Your decision, always
You keep ownership of your minerals and decide if you want to move forward. There's no obligation to continue.
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